Budgets & Insights
See where it all goes.
Insights turns your entries into clear, beautiful charts: where your money went, how it's trending, and how your month is going against your budget.
Where it went
A category ring or bars for any day, week, month or year. Tap a slice to focus on it and see every entry behind it. Switch between expenses and income in a tap.
- Category breakdowns you can explore
- Trends across weeks, months and years
- Highlights like your biggest category and busiest day
A budget for every card
Set a monthly budget for each card and Vellum shows what's left, right on the Ledger, turning gold as you get close and red if you go over.
A calendar for your money
See every day's spending on a calendar, with income marked, so busy days and quiet weeks stand out. Tap a day to see exactly what happened.
Questions
Good to know.
Can I set a budget for each account?
Yes. Every card can have its own monthly budget in its main currency, shown on the Ledger and in Insights.
Can I share my monthly summary?
Yes. Share a beautiful summary image of any period from Insights, or export a full statement.
Does Insights work with several currencies?
Yes. Insights shows one currency at a time, with a switcher when your cards hold more than one.
More features
Two-tap entries
A keypad built for speed, favourites for what you buy most, and categories that keep everything in place.
Learn more →Receipt scanner
Edges found automatically, pages straightened, details filled in. Multi-page, on-device.
Learn more →Up to 12 cards
Personal, business, travel, savings. Each in its own metal finish and engraving.
Learn more →Multi-currency
Track several currencies on one card and switch between them in a tap.
Learn more →PDF, Excel & CSV
Statements with running balances, workbooks with charts, and the Accountant Pack.
Learn more →Face ID & passcode
Lock Vellum, hide balances in the app switcher, and choose when it asks again.
Learn more →Every penny,
beautifully kept.
Download Vellum and try every feature free for 7 days.